Our Generation Florida

As retirement approaches for baby boomers, or as more and more of their parents are stuck in homes they can’t or won’t sell, a growing number of Americans are considering reverse mortgages as one way to supplement their income. Exactly what is a reverse mortgage? It’s a payment that a homeowner receives from the holder of the mortgage, or a third party, in either a monthly or yearly amount or in a lump sum with the amount tied to whatever equity someone has in their home.

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By Catherine Harvey
With the ever-increasing difficulty of securing a mortgage it is no wonder that so many are turning to renting accommodation as a way of keeping a roof over their heads. However, such high demand has pushed rents through an impossibly high ceiling, seeing the monthly rate at over 1,000 pounds for the first time. This is a twelve per cent rise in the last six months and the trend is likely to continue. Read More »

By Marc Cram

It seems like only a few short years ago no one was worried about retirement. The stock market was roaring, home prices were rising and the economy was in solid shape. Everything looked rosy and many people were planning for an early retirement or at least one that carried no risk. Read More »

It is difficult for people in general to commit to wealth creation. In part, this has to do with the overwhelming effort that people perceive as necessary to creating wealth, and in part it has to do with the attitudes we have grown up with in regards to wealth. Read More »